Compare Deposit Accounts

Personal Checking Accounts
  idLOCK PLUS idLOCK STANDARD idLOCK SENIOR idLOCK INTEREST Basic Checking
  FEATURES FEATURES FEATURES FEATURES FEATURES
Minimum Balance to Open $50 $50 $50 $50 $50
Monthly Fee $7 $4 $4 $5 $0
Minimum Balance to Avoid Fee $25,000 n/a n/a $15,000 n/a
Unlimited Check Writing Yes Yes Yes Yes Yes
Free Basic Checks / 50% Other Yes   Yes    
E-Statement Yes Yes Yes Yes Yes
Paper Statement Yes Yes Yes Yes $2
No Fee Cashier's Checks Yes        
Free Online Banking Yes Yes Yes Yes Yes
Free Online Bill Pay Yes Yes Yes Yes Yes
Free Mobile Banking Yes Yes Yes Yes Yes
Free Text Message Banking** Yes Yes Yes Yes Yes
Free Debit Card Yes Yes Yes Yes Yes
Free Non-JVB ATM Transactions 4/month        
Minimum Balance to Earn Interest $25,000 n/a n/a $2,500  
Interest Paid Yes n/a n/a Yes  
Tiered Interest Paid       Yes  
FREE PopMoney/Funds Transfer Yes 2/month        
Free Overdraft Transfers Yes        
Free Debit Card Replacement Yes        
  Disclosure Disclosure Disclosure Disclosure Disclosure

* Seniors age 55+

** Your mobile carrier may charge a fee for text messages.


Savings & Money Market Accounts
  Statement Savings Account Kids Savings Regular Money Market Deposit Account Indexed Money Market Deposit Account Holiday Club Growth CD Direct Deposit II Health Savings Account
  FEATURES FEATURES FEATURES FEATURES FEATURES FEATURES FEATURES FEATURES
Minimum Balance to Open $100 $0.01 $1,000 $1,000 $0 $100 $0 $100
Monthly Fee $5 $5* $8 $12 n/a n/a n/a  
Minimum Balance to Avoid Fee $100 $100* $1,000 $5,000 n/a n/a n/a  
E-Statement Yes Yes Yes Yes       Yes
Paper Statement Yes Yes Yes Yes   Yes   Yes
Free Online Banking Yes Yes Yes Yes Yes Yes Yes Yes
Free Online Bill Pay     Yes Yes        
Free Mobile Banking Yes Yes Yes Yes Yes Yes Yes Yes
Free Text Message Banking** Yes Yes Yes Yes Yes Yes Yes Yes
Free Debit/ATM Card Yes   Yes Yes       Yes
Minimum Balance to Earn Interest $0.01 $0.01 $0.01 $1,000 $0.01 $100 n/a $0.01
Interest Paid Yes Yes Yes Yes Yes Yes   Yes
Tiered Interest Paid       Yes   Yes    
  Disclosure Disclosure Disclosure Disclosure Disclosure Disclosure Disclosure Disclosure

Non-Personal
  Business Checking Non-Personal Interest Checking Non-Profit Organizations, Estates and Associations Non-Personal Money Market Account Non-Personal Indexed Money Market Account Business Statement Savings Public Funds Checking
  FEATURES FEATURES FEATURES FEATURES FEATURES FEATURES FEATURES
Minimum Balance to Open $50 $1,000 $50 $1,000 $1,000 $100 $50
Monthly Fee $7 $8 $0 $8 $12 $5 $0
Minimum Balance to Avoid Fee $500 $1,000 $0 $1,000 $5,000 $100 $0
Unlimited Check Writing Yes Yes Yes        
E-Statement Yes Yes Yes Yes Yes Yes Yes
Paper Statement Yes Yes Yes Yes Yes Yes Yes
Business Online Banking Basic $5/month* $5/month* $5/month* $5/month* $5/month* $5/month* $5/month*
Business Online Banking Premier $10/month* $10/month* $10/month* $10/month* $10/month* $10/month* $10/month*
Business Online Bill Pay $5.95/month* $5.95/month* $5.95/month* $5.95/month* $5.95/month*   $5.95/month*
Mobile Banking with Mobile Deposit Yes Yes Yes Yes Yes Yes Yes
Free Debit/ATM Card Yes Yes Yes Yes Yes Yes Yes
Minimum Balance to Earn Interest   $0.01   $0.01 $0.01 $0.01  
Interest Paid   Yes   Yes Yes Yes  
Tiered Interest Paid         Yes    

*One monthly fee per business online account owner, not per deposit account.