Personal Savings

Statement Savings

A convenient everyday savings account with easy access to your money.

Features

  • Funds available 24/7
  • JVB VISA Check Card accessible when you also have a JVB personal checking
  • ATM Card accessible
  • Free JVB Online, Mobile and Text Message* Banking
  • Text Banking Transfers to JVB Checking* (online banking setup required)
  • e-statement or paper statement

Learn more

Transaction limitations - Transfers from a Statement Savings Account to another account or to third parties by preauthorized, automatic, telephone transfer, checks, drafts, debit card, or through Internet Banking are limited to six per monoth. Unlimited withdrawals are permitted at an ATM or in person. The Juniata Valley Bank reserves the right to require at least seven days notice prior to withdrawal from an interest bearing account.

*Carrier fees may apply.


Kids Savings

A Statement Savings Account for kids under 18!

Features

  • No minimum balance fees for the first 12 months
  • Funds available 24/7
  • JVB ATM Card accessible
  • JVB Phone Banking, Online and Mobile Banking

Learn more

Transaction limitations - Transfers from a Statement Savings Account to another account or to third parties by preauthorized, automatic, telephone transfer, checks, drafts, debit card, or through Internet Banking are limited to six per statement cycle. Unlimited withdrawals are permitted at an ATM or in person. The Juniata Valley Bank reserves the right to require at least seven days notice prior to withdrawal from an interest bearing account.

*Carrier Fees May Apply


Money Market Deposit Accounts

Move up to a JVB Money Market Account to earn interest while maintaining accessibility to your funds via check, debit card, or electronic transaction. JVB offers both an Indexed Money Market Account and our standard Money Market Account. Convenient 24-hour access is available using a JVB VISA Check Card, 24-Hour Phone Banking and Online and Mobile Banking.

Both Money Market Deposit Accounts feature the following:

  • Funds available 24/7 via ATM
  • JVB VISA Check Card or ATM Card accessible
  • Free JVB Online, Mobile and Text Message* Banking
  • Monthly e-statement or paper statement
  • Unlimited Withdrawals In Person or at an ATM
  • Limited to six preauthorized transfers each month
  • Minimum to open is $1000

Money Market Deposit Account

Our basic money market deposit account. Earn market rates while maintaining accessibility to your funds.

Learn more

Transaction limitations - Transfers from a Statement Savings Account to another account or to third parties by preauthorized, automatic, telephone transfer, checks, drafts, debit card, or through Internet Banking are limited to six per statement cycle. Unlimited withdrawals are permitted at an ATM or in person. The Juniata Valley Bank reserves the right to require at least seven days notice prior to withdrawal from an interest bearing account.


Indexed Money Market Fund

If you have the ability to maintain higher balances, prefer the accessibility that a money market account provides, and would enjoy three interest rate tiers, the indexed money market fund is the choice for you!

Learn more

Transaction limitations - Transfers from a Statement Savings Account to another account or to third parties by preauthorized, automatic, telephone transfer, checks, drafts, debit card, or through Internet Banking are limited to six per statement cycle. Unlimited withdrawals are permitted at an ATM or in person. The Juniata Valley Bank reserves the right to require at least seven days notice prior to withdrawal from an interest bearing account.

*Carrier Fees May Apply


Certificates of Deposit

Certificates of Deposit (CDs) can help you pursue your investment needs and goals while also providing safety of principal. JVB offers a wide range of CD terms and competitive interest rates.From 90 days to 90 months, you'll find the rate and term you are looking for. Be sure to look for our special rate CDs.

Growth Certificate of Deposit

What do you get when you cross a CD with a Savings Account? The JVB Growth CD-- a flexible savings tool with tiered interest rates!

Learn more

Holiday Club

Save for holidays the easy way. The Holiday Club provides an easy, convenient, and systematic way to save for anticipated holiday expenses while you earn interest on your savings. Easily track your Holiday Club balance from home by adding your Holiday Club Account to your JVB Online Banking Account or your Phone Banking Account (1-888-JVB-BANK).

Learn more

Direct Deposit II

An account specifically designed for persons who receive recurring government benefits and payments.

Learn more


Health Savings Account

The JVB Health Savings Account (HSA) is a deposit account that works like an interest-bearing checking account. It can be used to pay current medical expenses, as well as to save for future qualified medical expenses on a tax-advantaged basis. Contributions, earnings and distributions are exempt from federal income and Social Security taxes when used to pay for qualified medical expenses.

Learn more

NOTE: You must be eligible to open or contribute to a Health Savings Account. Please consult your tax advisor to ensure that you are eligible.

*See your JVB Customer Service Representative for details and pricing.


Individual Retirement Account

An Individual Retirement Account is a smart way to save for a financially secure retirement. Almost all JVB Certificates of Deposit are available as IRA's and all JVB IRA products are available as Traditional or Roth IRA.

The following different IRA savings types are available:

  • Variable Rate IRA Builder Account
  • Education Savings Account
  • IRA Certificate of Deposit: any CD with a term of 6 months or longer

Learn more

 

For complete deposit account details, please view our Truth-In-Savings Disclosure.