Interest Rates
Deposits: The following are the current interest rates available March 19, 2025
- APY = Annual Percentage Yield.
- Annual Percentage Yield reflects interest compounded quarterly with add-back interest option on all Certificates of deposit, except the Growth CD. Assumes interest remains on deposit until maturity. Substantial penalty for early withdrawal.
- This is a variable rate account and has a term of one year. The minimum to open and earn the APY is $100.00 Substantial penalty for early withdrawal. Assumes interest will remain on deposit until maturity
- This is a variable rate account. The rate may change after the account is opened. Fees may reduce earnings.
Consumer Loan Rates
The following interest rates are effective 2/24/2025. Rates are subject to change daily. For today's rates, please contact Customer Service at 1-855-582-5101 or your favorite JVB office.
*Unsecured Installment Loan1
Unsecured Installment Loan1 | Minimum Loan Amount | APR2 | Interest Rate | Monthly Payment per $1000 for 30 Months | Apply |
---|---|---|---|---|---|
6 – 30 months | $2,500.00 | 10.90% to 15.90% | 10.90% to 15.90% | $38.23 | APPLY NOW |
*
- APR2 Applies to a minimum FICO credit score of 700.
- Annual Percentage Rate, accurate as of publication date
- APR and estimated monthly payments calculated using minimum loan amount.
- Loan rates, terms, and fees subject to credit approval.
*Automobile and Other Titled Vehicle Loans
Automobile Loans | Minimum Loan Amount | APR2 | Interest Rate | Monthly Payment per $1000 | Apply |
---|---|---|---|---|---|
36 Months | $2,500.00 | 5.99% to 6.99% | 5.99% to 6.99% | $30.42 | APPLY NOW |
48 Months | $5,000.00 | 5.99% to 6.99% | 5.99% to 6.99% | $23.48 | APPLY NOW |
60 Months | $10,000.00 | 6.99% to 7.99% | 6.99% to 7.99% | $19.80 | APPLY NOW |
72 Months | $15,000.00 | 7.99% to 8.99% | 7.99% to 8.99% | $17.53 | APPLY NOW |
*
- APR2 Applies to a loan with a maximum loan-to-value (LTV) of 100% and a minimum FICO credit score of 700.
- Annual Percentage Rate (APR), accurate as of publication date
- Restrictions on model year and mileage may apply.
- Loan rates, terms, and fees subject to credit approval. Additional rates and terms may be available. For further details, please call your local JVB Community Office or our Customer Care department at 855-582-5101.
*Home Equity Loans and Home Equity Lines of Credit
The following rates are effective 2/24/2025. Rates are subject to change daily. For today's rates, please contact Customer Service at 1-855-582-5101 or your favorite JVB office.
Home Equity Installment Loans1
Home Equity Installment Loans1 | APR2 | Interest Rate | Monthly Payment per $1,0006 | Estimated Closing Costs | Apply | ||
---|---|---|---|---|---|---|---|
6-60 Months |
5.74% to 7.74% |
5.74% to 7.74% |
$19.21 |
$130 |
|||
61-120 Months |
6.24% to 8.24% |
6.24% to 8.24% |
$11.22 |
$130 |
|||
121-144 Months |
6.75% to 8.75% |
6.75% to 8.75% |
$10.15 |
$130 |
|||
145-180 Months |
6.85% to 8.85% |
6.85% to 8.85% |
$8.90 |
$130 |
|
*
- Minimum Loan Amount of $10,000.
- Annual Percentage Rate (APR), accurate as of publication date
- APR and Estimated monthly payments based on loan amount of $25,000, no odd day's interest. Credit scores, lien position, and Loan-to-Value may also affect APR.
- No Home Purchase Transactions
- Loan rates, terms, and fees subject to credit approval
- Monthly payments per $1,000 as published are based on the longest term in each term category (i.e. 60, 120, 144, and 180 months.)
Home Equity Line of Credit1
Home Equity Line of Credit1 | APR2 | Interest Rate | Monthly Payment Per $1,000 | Estimated Closing Costs | Apply |
---|---|---|---|---|---|
Premier8 |
7.50% |
7.50% |
$16.25 |
$130 |
- Minimum loan amount = $10,000
- Annual Percentage Rate (APR), accurate as of publication date
- APR and estimated monthly payments calculated using minimum loan amount.
- Loan rates, terms, and fees subject to credit approval.
- APR is a variable rate and may increase during the term of the agreement
- No annual Fee
- Minimum Line of Credit advance=$100.
- Contact JVB Customer Care at 855-582-5101 or your local JVB office for further details.
*Fixed Rate Mortgages
The following rates are available 2/24/2025. Rates are subject to change daily. Additional rates and terms may apply. For today's rates, please contact Customer Service at 1-855-582-5101 or your favorite JVB office.
30 Year Fixed
Points | APR2 | Interest Rate | Monthly Payment Per $1,000 | Estimated Closing Costs | Apply |
---|---|---|---|---|---|
0.000 |
6.13% |
6.09%
|
$6.05 |
$7140 |
20 Year Fixed
Points | APR2 | Interest Rate | Monthly Payment Per $1,000 | Estimated Closing Costs | Apply |
---|---|---|---|---|---|
0.000 |
6.04% |
5.99% |
$7.16 |
$7135 |
15 Year Fixed
Points | APR2 | Interest Rate | Monthly Payment Per $1,000 | Estimated Closing Costs | Apply |
---|---|---|---|---|---|
0.000 |
5.84% |
5.79% |
$8.33 |
$7015 |
*
- Minimum loan amount = $30,000. Loan amounts less than $100,000 may be subject to a higher APR.
- Annual Percentage Rate, accurate as of publication date
- APR, estimated monthly payments, and estimated closing costs calculated assuming a purchase mortgage loan amount of $175,000, 15 days of odd-days interest, a FICO score of at least 730, and 80% Loan-to-Value.
- Loan rates, terms, and fees subject to credit approval. Additional rates and terms may be available.