A smiling man and woman in business together welcome you to their flower shop.

Business Loans

The launch and growth of a business is an exciting time. When you need a business loan or other financing solution to make that happen, the business lending team at JVB is ready to help.

JVB has been a community bank since 1867, and we are committed to providing the best possible business financing experience for organizations across central and north central PA. However big or small your business is, we treat every customer with the same respect and friendly service. We know your community and we care about your success.

We serve business owners in Centre County, Huntingdon County, Juniata County, McKean County, Mifflin County, Perry County, and Potter County with a full range of commercial lending and business financing products including:

  • Commercial real estate loan
  • Business expansion or acquisition
  • Working capital
  • Equipment
  • Vehicles
  • Lines of credit

Term Loans

Term loans can be used to provide funds for the purchase of real estate, equipment, vehicles and seasonal time notes. JVB offers business term loans with various maturities and repayment schedules. Commercial term loans offer the financial support your business needs to focus on growing the company.

Lines of Credit

Sometimes you need to have funds available if a business opportunity is spread over a period of time. JVB can provide a business or sole proprietor with a Commercial Line of Credit, which may be drawn upon as you need it. Lines of Credit are approved for a 60-month period and are reviewed annually.

Commercial Real Estate and Construction Loans

JVB provides commercial real estate lending services for individual borrowers, developers and investors. We also offer financing for construction of many different commercial property types with a variety of options available including bridge and construction to permanent financing.

Equipment and Vehicle Loans

If your business needs vehicles or machinery, JVB offers equipment and vehicle loans for individual borrowers and corporations. These loans can be used to purchase a wide variety of machinery and equipment to keep your business moving in the right direction.

Small Business Administration (SBA) Loans

SBA Loans enable small business owners to obtain financing with smaller down payments, no minimum loan amount, and flexible repayment schedules. Partnering with JVB can make all the difference when it comes to the decision-making process for your loan application.

Letters of Credit

A Letter of Credit guarantees that a buyer’s payment to a seller will be received on time and for the correct amount. When you need to provide an assurance to a supplier, government entity, or other party for a particular transaction, JVB can issue a Letter of Credit on your behalf.

Business Credit Card

The JVB Visa® Business Credit Card makes it easy for you to track and manage your business spending and cash flow. Spend less time on accounting so you can focus on the core competencies your business does best. Click on the link to learn more.

Ready to take your business to the next level? Call, chat, or email our team to get started. We look forward to crafting a business financing solution that works for you.