Fixed-Rate Mortgages

Every new home purchase is a milestone in your life. Since our founding in 1867, JVB has helped generations of families in Central and North Central PA buy their first and subsequent homes. Why are we the local mortgage company of choice for so many residents of Centre County, Huntingdon County, Juniata County, McKean County, Mifflin County, Perry County, and Potter County? JVB's friendly and knowledgeable mortgage loan officers offer support throughout the home financing process. While JVB is your local community bank, we have access to mortgage resources that allow us to custom-tailor a mortgage to fit your budget and your life! Our employees have local expertise on the real estate market and when you have a question, you will have access to the same person and receive a swift and helpful answer. At JVB, we make the mortgage process as easy as it can be. With competitive rates and flexible down payments, a fixed-rate mortgage from JVB may be the simplest part of your home buying process.

What is a fixed-rate mortgage?

Many homebuyers appreciate the benefits of fixed-rate mortgages, which come with the same interest rate and monthly payments for the life of the loan. This makes it easy to budget and save for both planned and unexpected home repairs and renovations. Choose a loan term of 15, 20, or 30 years and make a down payment you can afford. We offer quick and easy pre-approvals so you can begin your home search with confidence and make a more attractive offer to sellers. JVB works with first-time home buyers to provide expert guidance and figure out a loan term and down payment that works for you.

Why Choose JVB for your fixed rate loan?

When you're looking for a mortgage company in Central or Northern PA, look no further than JVB. For more than a century, our friendly and professional staff has taken the stress out of buying a new home. Whether in person or online, the mortgage team at JVB is ready to answer your questions about fixed rate loans and the mortgage application process.

  • Call the JVB Customer Care Center to be connected to one of our experienced home loan lenders. 1-855-582-5101
  • Let us call you. Use our Schedule a Call form and someone will contact you on a date and at a time of your choosing.
  • Email our team to determine if a fixed-rate mortgage is right for your needs.
  • Chat with us right now using the Live Chat link showing at the top of the page.
  • Visit your local JVB community office in Blairs Mills, McAlisterville, Mifflintown, Port Royal, Richfield, Port Allegany, Lillibridge, Burnham, Reedsville, Lewistown, Millerstown, Coudersport, or Liverpool, or our loan office in State College.