A smiling young woman in a yellow shirt welcomes you to discuss personal financing options.

Personal Loans

Some expenses are planned, while others come out of nowhere. At JVB, we view personal financing as a tool to help you get where you want to go. Whether that is literally, with an auto loan, or with personal loans to help you make an important purchase, consolidate debt, or meet unexpected expenses, JVB is around the corner and working around the clock to be the right bank for you.

We are proud to serve our local communities in Centre, Huntingdon, Juniata, McKean, Mifflin, Perry, and Potter Counties. Learn more about our personal financing products and find out how we’re still getting it right in central and north central PA more than 100 years after first opening our doors.

>> Auto Loans

Whether you are in the market to purchase a new or pre-owned vehicle or you want to move your auto loan to JVB, apply for a vehicle loan at JVB and see just how easy it can be! Benefits of our vehicle loans include:

  • Low fixed rates
  • Quick decisions
  • Fast Funding

When you bring your auto loan needs to JVB, you avoid the hassles and potential upsell of dealer financing. We also make it easier to purchase used cars from individual sellers so you can get the best possible price on your next vehicle.

A car is one of your most important purchases. As something you use every day, you need reliability and safety without overpaying. We are a community bank that understands the local auto market better than national lenders. And unlike the dealerships, we don’t try to bundle your loan with expensive extras you don’t need. We’ll simply help you get the car you need with a loan you can afford.


Personal Loans & Lines of Credit

When a major purchase is needed or some unexpected expenses catch you off guard, a personal loan or line of credit from JVB can put you in control of your finances. Personal loans can also help you consolidate higher interest debt like credit cards to reduce your overall monthly payments.

Benefits of our Personal Loans and Lines of Credit include:

  • Competitive rates
  • Fast decisions – Most decisions are made within one business hour.
  • Fast Funding – You could have access to your funds the same day your loan is approved.

As a local bank, JVB cares about the communities we serve. So when you need personal financing, turn to the bank that has been a trusted local lender in central Pennsylvania for over a century. The friendly and knowledgeable staff at all of our community offices are available to collaborate with you on the right personal loan solution for your situation.