Compare Deposit Accounts

Personal Checking Accounts
  idLOCK PLUS idLOCK STANDARD idLOCK SENIOR* idLOCK INTEREST Basic Checking Fresh Start Checking Fresh Start Basic
  FEATURES FEATURES FEATURES FEATURES FEATURES FEATURES FEATURES
Minimum Balance to Open $50 $50 $50 $50 $50 $50 $50
Monthly Fee $7 $4 $4 $5 $0 $8.95 $8.95
Discount for monthly Direct Deposit n/a n/a n/a n/a n/a $2 $2
Minimum Balance to Avoid Fee $25,000 n/a n/a $15,000 n/a n/a n/a
Unlimited Check Writing Yes Yes Yes Yes Yes Yes n/a
Free Basic Checks / 50% Other Yes n/a Yes n/a n/a n/a n/a
E-Statement Yes Yes Yes Yes Yes Yes Yes
Paper Statement Yes Yes Yes Yes $2 $2 $2
No Fee Cashier's Checks Yes n/a n/a n/a n/a n/a n/a
Free Online Banking Yes Yes Yes Yes Yes Yes  limited1
Free Online Bill Pay Yes Yes Yes Yes Yes Yes n/a
Free Mobile Banking Yes Yes Yes Yes Yes Yes limited1
Free Text Message Banking** Yes Yes Yes Yes Yes Yes Yes
Free Debit Card Yes Yes Yes Yes Yes Yes Yes
Free Non-JVB ATM Transactions 4/month n/a n/a n/a n/a n/a n/a
Minimum Balance to Earn Interest $25,000 n/a n/a $2,500 n/a n/a n/a
Interest Paid Yes n/a n/a Yes n/a n/a n/a
Tiered Interest Paid n/a n/a n/a Yes n/a n/a n/a
Free Standard PopMoneyTransfers Yes Yes Yes Yes n/a n/a n/a
Free External Funds Transfer Yes 2/month n/a n/a n/a n/a n/a n/a
Free Overdraft Transfers Yes n/a n/a n/a n/a n/a n/a
Free Debit Card Replacement Yes n/a n/a n/a n/a n/a n/a
  Disclosure Disclosure Disclosure Disclosure Disclosure Disclosure Disclosure

* Seniors age 55+  ** Your mobile carrier may charge a fee for text messages.  1See Fresh Start Banking Page for details.


Savings & Money Market Accounts
  Statement Savings Account Kids Savings Regular Money Market Deposit Account Indexed Money Market Deposit Account Holiday Club Growth CD Direct Deposit II Health Savings Account
  FEATURES FEATURES FEATURES FEATURES FEATURES FEATURES FEATURES FEATURES
Minimum Balance to Open $100 $0.01 $1,000 $1,000 $0 $100 $0 $100
Monthly Fee $5 $5* $8 $12 n/a n/a n/a  
Minimum Balance to Avoid Fee $100 $100* $1,000 $5,000 n/a n/a n/a  
E-Statement Yes Yes Yes Yes       Yes
Paper Statement Yes Yes Yes Yes   Yes   Yes
Free Online Banking Yes Yes Yes Yes Yes Yes Yes Yes
Free Online Bill Pay     Yes Yes        
Free Mobile Banking Yes Yes Yes Yes Yes Yes Yes Yes
Free Text Message Banking** Yes Yes Yes Yes Yes Yes Yes Yes
Free Debit/ATM Card Yes   Yes Yes       Yes
Minimum Balance to Earn Interest $0.01 $0.01 $1,000 $1,000 $0.01 $100 n/a $0.01
Interest Paid Yes Yes Yes Yes Yes Yes   Yes
Tiered Interest Paid       Yes   Yes    
  Disclosure Disclosure Disclosure Disclosure Disclosure Disclosure Disclosure Disclosure

Non-Personal
 

CHOICE  Business Checking

PREFERRED♦♦ Business Checking PREMIER♦♦ Business Checking EXECUTIVE Business Checking¤ Non-Personal Interest Checking Non-Profit Organizations, Estates and Associations Non-Personal Money Market Account Non-Personal Indexed Money Market Account Business Statement Savings Public Funds Checking
  FEATURES FEATURES FEATURES FEATURES FEATURES FEATURES FEATURES FEATURES FEATURES FEATURES
Minimum Balance to Open $50 $200 $500 ¤ $1,000 $50 $1,000 $1,000 $100 $50
Monthly Fee $2 $7 $10 ¤ $8 $0 $8 $12 $5 $0
Minimum Balance to Avoid Fee n/a $2500  $5000 ¤ $1,000 $0 $1,000 $5,000 $100 $0
Number Items Free/statement cycle 50 200 ♦♦ 400 ♦♦ ¤ unlimited unlimited unlimited in-person/6 pre-authorized unlimited in-person/6 pre-authorized unlimited in-person/6 pre-authorized unlimited
Unlimited Check Writing       ¤ Yes Yes        
E-Statement Yes Yes Yes ¤ Yes Yes Yes Yes Yes Yes
Paper Statement $2 Yes Yes ¤ Yes Yes Yes Yes Yes Yes
Online/ Mobile Banking Yes Yes Yes ¤ Yes Yes Yes Yes Yes Yes
Online Banking - ACH/Wires    $15/month* $15/month* ¤ $15/month* $15/month* $15/month* $15/month* $15/month* $15/month*
Online Bill Pay Yes Yes Yes ¤ Yes Yes Yes Yes Yes Yes
Mobile Deposit# Yes coming 2019 coming 2019 ¤ Yes Yes Yes Yes Yes Yes
Free Debit/ATM Card Yes Yes Yes ¤ Yes Yes Yes Yes Yes Yes
Minimum Balance to Earn Interest         $0.01   $0.01 $0.01 $0.01  
Interest Paid         Yes   Yes Yes Yes  
Tiered Interest Paid               Yes    

*One monthly fee per business online account owner, not per deposit account.  #Mobile Deposit Limits:  $1500 per item; $3000 per day; $12,000 per rolling 30-day period  Free items per statement cycle includes checks cleared, all items deposited in-person/ATM/mobile, ACH, OTC Withdrawals  ♦♦Free items per statement cycle includes checks cleared, checks deposited in-person or ATM, ACH, OTC Withdrawals.  ¤Executive checking is a customized program tailor-made for each specific business.  Please stop in and speak to any of our customer service representatives for details.