Compare Deposit Accounts
Personal Checking Accounts | |||||||
idLOCK PLUS | idLOCK STANDARD | idLOCK SENIOR* | idLOCK INTEREST | Basic Checking | Fresh Start Checking | Fresh Start Basic | |
FEATURES | FEATURES | FEATURES | FEATURES | FEATURES | FEATURES | FEATURES | |
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Minimum Balance to Open | $50 | $50 | $50 | $50 | $50 | $50 | $50 |
Monthly Fee | $7 | $4 | $4 | $5 | $0 | $8.95 | $8.95 |
Discount for monthly Direct Deposit | n/a | n/a | n/a | n/a | n/a | $2 | $2 |
Minimum Balance to Avoid Fee | $25,000 | n/a | n/a | $15,000 | n/a | n/a | n/a |
Unlimited Check Writing | ![]() |
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n/a |
Free Basic Checks / 50% Other | ![]() |
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n/a | n/a | n/a | n/a |
E-Statement | ![]() |
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Paper Statement | ![]() |
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$2 | $2 | $2 |
No Fee Cashier's Checks | ![]() |
n/a | n/a | n/a | n/a | n/a | n/a |
Free Online Banking | ![]() |
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limited1 |
Free Online Bill Pay | ![]() |
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n/a |
Free Mobile Banking | ![]() |
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limited1 |
Free Text Message Banking** | ![]() |
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Free Debit Card | ![]() |
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Free Non-JVB ATM Transactions | ![]() |
n/a | n/a | n/a | n/a | n/a | n/a |
Minimum Balance to Earn Interest | $25,000 | n/a | n/a | $2,500 | n/a | n/a | n/a |
Interest Paid | ![]() |
n/a | n/a | ![]() |
n/a | n/a | n/a |
Tiered Interest Paid | n/a | n/a | n/a | ![]() |
n/a | n/a | n/a |
Free Standard PopMoneyTransfers | ![]() |
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n/a | n/a | n/a |
Free External Funds Transfer | ![]() |
n/a | n/a | n/a | n/a | n/a | n/a |
Free Overdraft Transfers | ![]() |
n/a | n/a | n/a | n/a | n/a | n/a |
Free Debit Card Replacement | ![]() |
n/a | n/a | n/a | n/a | n/a | n/a |
Disclosure | Disclosure | Disclosure | Disclosure | Disclosure | Disclosure | Disclosure |
* Seniors age 55+ ** Your mobile carrier may charge a fee for text messages. 1See Fresh Start Banking Page for details.
Savings & Money Market Accounts | |||||||
Statement Savings Account | Kids Savings | Regular Money Market Deposit Account | Indexed Money Market Deposit Account | Holiday Club | Growth CD | Health Savings Account | |
FEATURES | FEATURES | FEATURES | FEATURES | FEATURES | FEATURES | FEATURES | |
---|---|---|---|---|---|---|---|
Minimum Balance to Open | $100 | $0.01 | $1,000 | $1,000 | $0 | $100 | $100 |
Monthly Fee | $5 | $5* | $8 | $12 | n/a | n/a | |
Minimum Balance to Avoid Fee | $100 | $100* | $1,000 | $5,000 | n/a | n/a | |
E-Statement | ![]() |
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Paper Statement | ![]() |
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Free Online Banking | ![]() |
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Free Online Bill Pay | ![]() |
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Free Mobile Banking | ![]() |
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Free Text Message Banking** | ![]() |
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Free Debit/ATM Card | ![]() |
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Minimum Balance to Earn Interest | $0.01 | $0.01 | $1,000 | $1,000 | $0.01 | $100 | $0.01 |
Interest Paid | ![]() |
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Tiered Interest Paid | ![]() |
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Disclosure | Disclosure | Disclosure | Disclosure | Disclosure | Disclosure | Disclosure |
*Monthly fee of $5 is waived for 12 months from the date of account opening.
Non-Personal | ||||||||||
CHOICE♦ Business Checking |
PREFERRED♦♦ Business Checking | PREMIER♦♦ Business Checking | EXECUTIVE Business Checking¤ | Non-Personal Interest Checking | Non-Profit Organizations, Estates and Associations | Non-Personal Money Market Account | Non-Personal Indexed Money Market Account | Business Statement Savings | Public Funds Checking | |
FEATURES | FEATURES | FEATURES | FEATURES | FEATURES | FEATURES | FEATURES | FEATURES | FEATURES | FEATURES | |
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Minimum Balance to Open | $50 | $200 | $500 | ¤ | $1,000 | $50 | $1,000 | $1,000 | $100 | $50 |
Monthly Fee | $2 | $7 | $10 | ¤ | $8 | $0 | $8 | $12 | $5 | $0 |
Minimum Balance to Avoid Fee | n/a | $2500 | $5000 | ¤ | $1,000 | $0 | $1,000 | $5,000 | $100 | $0 |
Number Items Free/statement cycle | 50♦ | 200 ♦♦ | 400 ♦♦ | ¤ | unlimited | unlimited | unlimited in-person/6 pre-authorized | unlimited in-person/6 pre-authorized | unlimited in-person/6 pre-authorized | unlimited |
Unlimited Check Writing | ¤ | ![]() |
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E-Statement | ![]() |
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Paper Statement | $2 | ![]() |
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Online/ Mobile Banking | ![]() |
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Online Banking - ACH/Wires | $15/month* | $15/month* | ¤ | $15/month* | $15/month* | $15/month* | $15/month* | $15/month* | $15/month* | |
Online Bill Pay | ![]() |
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Mobile Deposit# | ![]() |
coming 2019 | coming 2019 | ¤ | ![]() |
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Free Debit/ATM Card | ![]() |
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Minimum Balance to Earn Interest | $0.01 | $0.01 | $0.01 | $0.01 | ||||||
Interest Paid | ![]() |
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Tiered Interest Paid | ![]() |
*One monthly fee per business online account owner, not per deposit account. #Mobile Deposit Limits: $1500 per item; $3000 per day; $12,000 per rolling 30-day period ♦Free items per statement cycle includes checks cleared, all items deposited in-person/ATM/mobile, ACH, OTC Withdrawals ♦♦Free items per statement cycle includes checks cleared, checks deposited in-person or ATM, ACH, OTC Withdrawals. ¤Executive checking is a customized program tailor-made for each specific business. Please stop in and speak to any of our customer service representatives for details.