Compare Deposit Accounts

Personal Checking Accounts
	idLOCK PLUS	idLOCK STANDARD	idLOCK SENIOR*	idLOCK INTEREST	Basic Checking	Fresh Start Checking	Fresh Start Basic
	FEATURES	FEATURES	FEATURES	FEATURES	FEATURES	FEATURES	FEATURES
Minimum Balance to Open	$50	$50	$50	$50	$50	$50	$50
Monthly Fee	$7	$4	$4	$5	$0	$8.95	$8.95
Discount for monthly Direct Deposit						$2	$2
Minimum Balance to Avoid Fee	$25,000	n/a	n/a	$15,000	n/a	n/a	n/a
Unlimited Check Writing							n/a
Free Basic Checks / 50% Other
E-Statement
Paper Statement					$2	$2	$2
No Fee Cashier's Checks
Free Online Banking							view only
Free Online Bill Pay
Free Mobile Banking
Free Text Message Banking**
Free Debit Card
Free Non-JVB ATM Transactions	4/month
Minimum Balance to Earn Interest	$25,000	n/a	n/a	$2,500
Interest Paid		n/a	n/a
Tiered Interest Paid
Free Standard PopMoneyTransfers
Free External Funds Transfer	2/month
Free Overdraft Transfers
Free Debit Card Replacement
	Disclosure	Disclosure	Disclosure	Disclosure	Disclosure	Disclosure	Disclosure

* Seniors age 55+

** Your mobile carrier may charge a fee for text messages.

Savings & Money Market Accounts
	Statement Savings Account	Kids Savings	Regular Money Market Deposit Account	Indexed Money Market Deposit Account	Holiday Club	Growth CD	Direct Deposit II	Health Savings Account
	FEATURES	FEATURES	FEATURES	FEATURES	FEATURES	FEATURES	FEATURES	FEATURES
Minimum Balance to Open	$100	$0.01	$1,000	$1,000	$0	$100	$0	$100
Monthly Fee	$5	$5*	$8	$12	n/a	n/a	n/a
Minimum Balance to Avoid Fee	$100	$100*	$1,000	$5,000	n/a	n/a	n/a
E-Statement
Paper Statement
Free Online Banking
Free Online Bill Pay
Free Mobile Banking
Free Text Message Banking**
Free Debit/ATM Card
Minimum Balance to Earn Interest	$0.01	$0.01	$1,000	$1,000	$0.01	$100	n/a	$0.01
Interest Paid
Tiered Interest Paid
	Disclosure	Disclosure	Disclosure	Disclosure	Disclosure	Disclosure	Disclosure	Disclosure

Non-Personal
	CHOICE♦  Business Checking	PREFERRED♦♦ Business Checking	PREMIER♦♦ Business Checking	EXECUTIVE Business Checking	Non-Personal Interest Checking	Non-Profit Organizations, Estates and Associations	Non-Personal Money Market Account	Non-Personal Indexed Money Market Account	Business Statement Savings	Public Funds Checking
	FEATURES	FEATURES	FEATURES	FEATURES	FEATURES	FEATURES	FEATURES	FEATURES	FEATURES	FEATURES
Minimum Balance to Open	$50	$200	$500	n/a	$1,000	$50	$1,000	$1,000	$100	$50
Monthly Fee	$2	$7	$10	$30	$8	$0	$8	$12	$5	$0
Minimum Balance to Avoid Fee	n/a	$1500 Average Collected Balance	$5000 Average Collected Balance	n/a	$1,000	$0	$1,000	$5,000	$100	$0
Number Items Free	20♦	75 ♦♦	150 ♦♦		unlimited	unlimited	unlimited	unlimited	unlimited	unlimited
Unlimited Check Writing
E-Statement
Paper Statement	$2
Business Online Banking Basic					$5/month*	$5/month*	$5/month*	$5/month*	$5/month*	$5/month*
Business Online Banking Premier		$15	$15	$15	$10/month*	$10/month*	$10/month*	$10/month*	$10/month*	$10/month*
Business Online Bill Pay		$5.95	$5.95	$5.95	$5.95/month*	$5.95/month*	$5.95/month*	$5.95/month*		$5.95/month*
Mobile Banking with Mobile Deposit#		coming 2018	coming 2018	coming 2018
Free Debit/ATM Card
Minimum Balance to Earn Interest					$0.01		$0.01	$0.01	$0.01
Interest Paid
Tiered Interest Paid

*One monthly fee per business online account owner, not per deposit account.  ^#Mobile Deposit Limits:  $1500 per item; $3000 per day; $12,000 per rolling 30-day period  ^♦Free items per statement cycle includes checks cleared, all items deposited in-person/ATM/mobile, ACH, OTC Withdrawals  ^♦♦Free items per statement cycle includes checks cleared, checks deposited in-person or ATM, ACH, OTC Withdrawals.