A secure checking account isn’t a luxury, it’s a necessity. Now you can have it with idLOCK Checking from JVB. idLOCK is accessible through both traditional and electronic channels, and includes identity and fraud monitoring. You, your joint account holder(s), and eligible family members1 can benefit from idLOCK Checking. Here's what we offer:
- IDProtect® Identity Theft Protection Service (click here for full information on IDProtect®)
- Debit Card Transaction Security Monitoring
- Online Banking Transaction Security Monitoring
- Free VISA® Check Card or ATM Card
- Free Online Banking
- Free Online Bill Pay
- External Funds Transfer
- FinanceWorks® Total Money Management Tool
- Free Mobile Banking•
- Free Mobile Deposit
- Free Tablet Banking
- Free Text Message Banking*
- Unlimited Check Writing
- Electronic Statement
- Paper Statement**
idLOCK PLUS is your very best value. Includes all idLOCK features described above PLUS:
- 50% Discount on Checks or FREE basic checks
- 4 FREE Non-JVB ATM transactions each statement cycle
- 2 FREE POPMoney® Transactions Monthly
- NO FEE Overdraft Transfers from a JVB Deposit Account to your idLOCK PLUS checking account
- NO FEE Official checks
- NO FEE Debit Card Replacement
- Interest paid on the portion of balances $25,000 or higher
Minimum deposit to open: $50. $7.00 Monthly Fee* applies; fee is waived when $25,000 or more is kept on deposit in this account.
idLOCK INTEREST is for customers who want a competitive rate of interest. Includes all idLOCK features described above PLUS:
- Interest paid when balance of $2500 or more is kept on deposit
Minimum deposit to open: $50. $5.00 Monthly Fee applies; fee is waived when $15,000 or more is kept on deposit in this account. See current interest rates here.
idLOCK SENIOR is for customers age 55 or better and includes all idLOCK features described above PLUS:
- 50% Discount on Checks or Free basic checks
Minimum deposit to open: $50. A $4.00 Monthly Fee applies.
idLOCK STANDARD comes with all idLOCK features described above.
- No minimum balance required. Minimum deposit to open: $50. A $4.00 Monthly Fee applies.
No minimum balance required. Minimum deposit to open: $50. DOES NOT INCLUDE identity theft protection. DOES NOT INCLUDE free paper statement. No monthly fee with electronic statements. Paper statement available for $2 monthly fee.
*Carrier charges may apply.
**Paper Statement is FREE with all idLOCK accounts; BASIC checking requires $2 monthly fee for paper statements.
1IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
Please view our Truth-In-Savings Disclosure